POINT OF VIEW

Improving insurance coverage heals New Yorkers

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The mental health epidemic in New York is seen sharply in the revolving door of psychiatric hospitals. Gaps in the mental health care system are devastating and costly for patients and communities alike.

As a licensed creative arts therapist, LCAT, working in a Bronx hospital, I see the impact of these gaps firsthand — and how creative arts therapy can often serve as the bridge that breaks this cycle.

Traditional talk therapy is not always enough, particularly for those who have endured trauma, live with serious mental illness, are children or struggle to communicate verbally. Through drama therapy, I have seen patients who once sat in silence begin to move, engage and eventually find ways to express themselves and heal.

But there’s a catch: while creative arts therapy is covered during hospitalization, coverage often vanishes once patients are discharged. Since New York State does not mandate commercial health insurers to cover LCAT services, the therapy that helped stabilize patients suddenly becomes inaccessible. This break in treatment increases the likelihood of relapse, readmission and raises long-term costs for the state.

The research is clear: creative arts therapy is a low-risk, high-benefit intervention that reduces symptoms and improves functioning for people living with serious mental illness. So why does New York State still not require insurers to cover these vital services?

Fortunately, the State Senate and Assembly have passed a bill requiring commercial insurance carriers to cover psychotherapy services provided by LCATs. All that remains is for Gov. Kathy Hochul to sign it into law.

By signing this legislation, the governor could improve access, reduce costs and take a clear step toward addressing the mental health care crisis across our state. Governor, please — do not wait one moment longer to sign this necessary legislation.

Monica Lopez-Gamboa

MA, RDT,
`Licensed Creative Arts Therapist

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