To the editor:
Many people are unaware of how close the state of New York came this past year to passing single-payer health care.
In the last legislative session, the New York Health Act passed in the state Assembly 94-46, and in the state senate, it had 31 co-sponsors — just one vote short of a majority. Yet, little was reported. The New York Times covered the California single-payer bill, but I missed any mention of the New York health bill.
One of the only papers consistently to report and publish letters on it is The Riverdale Press, for which all New Yorkers should be grateful.
Traditional Medicare is single-payer. The New York health bill will work much like Medicare does, but better.
The New York health bill will cover 100 percent of New Yorkers with no premiums, no co-pays or deductibles.
In addition to covering all medically necessary treatments, it would cover hearing, dental, vision, mental health, substance abuse and hospitalization — more comprehensive than most insurance policies.
It would be financed by a graduated payroll tax based on income and non-payroll capital gains, dividends and interest. Astonishingly, 98 percent of New Yorkers would save money compared to health insurance policies through their employers.
New York would save $45 billion a year, or an average of $2,200 a year per person, according to an economic study by Gerald Friedman, chair of economics at the University of Massachusetts. This is mainly because approximately a third of every health care dollar spent by insurance companies goes to profit, marketing and exorbitant CEO salaries.
Medical debts are the leading cause of bankruptcy in the United States. Under this bill, there would be no private for-profit insurance companies allowed in New York other than for non-covered items such as cosmetic surgery. We can cover everyone in New York and spend much less than we’re spending now.
This plan would be a public-private system. Doctors and hospitals would remain as they are now, and the state would administer payments. Importantly, the New York State Trust would have the power to negotiate with drug companies to lower prices.
We are not inventing the wheel here.
Every other developed nation in the world has universal health care. Yet, we pay twice as much for health care in this country, with poorer medical outcomes. Do you have to be wealthy to receive the benefits of the fire or police department? Health care is a matter of life or death. It is a human right.
This is news we shouldn’t keep secret.
The author is the health care co-chair of the League of Women Voters of Westchester and New York State.